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For people who want to be good with money. Spruce is a mobile banking platform built by H&R Block, with banking products provided by MetaBank.

Spruce has no monthly fees, no sign-up fees, no overdraft fees up to $20, and access to thousands of fee-free ATMs nationwide.* ˚ §

PERSONALIZED SAVINGS GOALS
Emergency fund? Summer vacation? Set personalized savings goals, start adding money, and track your progress.^

AUTOMATIC CASH BACK REWARDS
Get cash back at select retailers. Use those rewards to help achieve your savings goals.#

GET PAID UP TO TWO DAYS EARLY
Enroll in direct deposit to access your paycheck sooner.≠

FREE CREDIT SCORE
Understand what makes up your credit score, how different factors impact it, and how it’s used.±

NO-FEE OVERDRAFT UP TO $20
Our Courtesy Coverage provides up to $20 in overdraft protection with qualifying direct deposit.˚

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DISCLAIMERS
Spruce is a financial technology platform built by H&R Block, which is not a bank. SpruceSMSpending and Savings Accounts are established at, and the Spruce debit card is issued by, MetaBank®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

* Other fees apply for certain uses of your Spruce debit card and accounts. See www.SpruceMoney.com/fees for details.

# Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by user, merchant location and offer period. Check the Spruce app for offer availability. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for details.

≠ Early access to funds depends on the timing of the payer’s submission of the payment. These funds are generally made available to you the day the payment instruction is received, which may be up to 2 days earlier than the payer’s scheduled payment date. To be eligible, you must receive $200 in direct deposits a month, not including tax refunds.

^ The Spruce SM Savings Account is established by MetaBank, N.A., Member FDIC.

± Credit score is FICO® Score 8 based on Experian data. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. FICO® is a trademark of Fair Isaac Corporation. This is a separate service from your Spruce bank accounts, provided by MetaBank®, N.A.

~ Early access to federal refunds depends on the timing of the IRS’s submission of the payment. These funds are generally made available to you the day the payment instruction is received, which in the case of federal tax refunds may be up to 5 days earlier than the scheduled payment date. Early access requires deposit of federal refund directly into your Spruce Spending Account, and is not available if you choose a Refund Transfer or other account to first receive your refund. Not available for state refunds. This program may be changed or discontinued at any time.

˚ Courtesy Coverage is only available for purchase transactions, ATM withdrawals, and over-the-counter withdrawals using your Spruce debit card. It is not an extension of credit; it is a courtesy exercised at our discretion. To be eligible, you must receive $200 in qualifying deposits over the relevant 35-day time period and opt in. Negative balances are limited to $20 and must be repaid within 30 days. See Spending Account Agreement for details.

§ There is no fee to withdraw money at Allpoint® ATMs. There is a $3 fee at other ATMs, plus any additional fee charged by the ATM operator.

COLLAPSE

Credit care number verifier app is to verify credit card number instantly.

Whiz is Indonesia's first money management app for families, providing teens a practical application of money management to grow into more financially responsible adults.


Teens can now take charge of their money, enabling independent learning about money management.
→ EARN
Earn extra pocket money through Tugas feature!

→ SAVE
Set aside money towards your goals through Kantong feature!

→ SPEND
Pay at your favorite stores using QRIS, buy pulsa and do Virtual Account Transfer with Whiz app!

→ SEND/RECEIVE
Easily send and receive money instantly through your Whiz account!

→ TRACK
Monitor all the ins- & outs- of your money independently via the Whiz app!

Parent can raise confident money smart teens -
→ ACCESSIBILITY
Top-up Whiz balance from any bank's ATM, bank transfer, internet-/ mobile-banking

→ PARENTAL VISIBILITY
Manage and limit your teen's transactions, and experience true transparency with real-time transactions' notifications

→ RELIABLE SUPPORT
Always catch your teen's back - add funds/ transfers instantly, anytime, anywhere!

→ UNMATCHED CONVENIENCE
Automatically set up your teen's allowance schedule and never miss it again!

& most importantly, Whiz app is free, safe & trusted!
→ E-money license from Bank Indonesia
→ User's money is kept in a designated bank account and monitored daily by Bank Indonesia
→ Account is protected by a bank-grade encryption and authentication system
→ Receive balance protection on fraudulent activities


Don't miss the revolution and download the app now!

For more info, please contact:
Email: [email protected]
Instagram: @whiz.idn
Website: https://www.whiz.id/

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Whiz Platform (App) is fully owned and managed by Whiz Group and its Affiliates. Payment features in Whiz App (Electronic Money, Fund Transfer, QRIS) are provided by:
PT MidazPay Digital Indonesia, licensed and supervised by Bank Indonesia as a Payment Service Provider (Penyedia Jasa Pembayaran):
Neo Soho Podomoro City, 16th floor,
Jl. Letjen S. Parman Kav. 28,
Tanjung Duren Selatan,
Jakarta Barat 11470

Forex signals are a perfect way of getting market movement tips online. Follow the sentiment of traders in real time. We offer you the best trading signals from professionals. They are available for you to use absolutely free.

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Are you tired of the complication of paying high fees, the bureaucracy and the delay in sending or receiving money from abroad? Download the Online Remittance for Individuals (PF) app and do all this with ease, agility and security, and with one of the lowest rates on the market. And if you need support, count on our team of experts: just call in the app.

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Want to send money or receive from an international account? Just download the Remessa Online app for Individuals.

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The Remessa Online App is exclusively for Individuals (PF), but if you are a Legal Entity (PJ), keep an eye on our communications and wait or click here to make international transfers to PJ through our website: https://business .remessaonline.com.br/

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*Limit of BRL 15,000 per transaction

* Instant notification alert in your mobile
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Forex Signals-Live Buy/Sell are provided for the following:
CURRENCY PAIRS
EUR/USD, EUR/JPY, EUR/AUD
USD/JPY, USD/CHF, USD/CAD
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About Forex Signals Pro

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Note: Trading Forex and commodities is potentially high risk and may not be suitable for all investors.
The high level of leverage can work both for and against traders.
Before any investment in Forex you need to carefully consider your targets, previous experience, and risk level.
This application only serves algorithmic forex signals by SR Indicator and you may view details of signals. It is not a trading platform.

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